Insurance Planning Practice headquartered in Shepherdstown, West Virginia

Due to extensive online advertising, the unique and distinctive name, Insurance Outfitters®, is quickly becoming a widely recognized brand in the United States.

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Home & Auto

Your home is one of your biggest assets, and a car or truck is often your biggest asset aside from your home. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

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Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

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Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

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Insurance Outfitters®

Locally Inspired Insurance®

We think globally and act locally.

Since it was founded on March 3, 1989, this award-winning and family-owned, independent insurance planning practice has grown from a one-person operation to a team of motivated high achievers committed to delivering innovative and tailored risk management solutions from Shepherdstown, West Virginia, to protect individuals, organizations and businesses. 

Our goal is to write insurance in all 50 states. Today, we write insurance in the District of Columbia, Maryland, North Carolina, Pennsylvania, Tennessee, Virginia, and West Virginia.  

Explore our Specialties

Auto Insurance

Your vehicle can be a fairly costly investment – one that is exposed to many potential losses that are out of your control

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it.

Life Insurance

Solutions to ensure your loved ones have what they need.

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it.

Auto Insurance

Your vehicle can be a fairly costly investment – one that is exposed to many potential losses that are out of your control

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t.

Client Testimonials

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“Reliable and efficient. There was never a time where I was worried because I knew these guys had everything taken care of. Great and affordable insurance.”

Chris Parandhamaia

Client Testimonials

View More Testimonials

“Reliable and efficient. There was never a time where I was worried because I knew these guys had everything taken care of. Great and affordable insurance.”

Chris Parandhamaia

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Interactive Graphics

The Latest Articles

Will a Speeding Ticket Affect My Car Insurance?

| Car Sense, Insurance | No Comments
What if it’s my first violation? Or if it happens out of state? Let’s find out.

Growing Your Business: 9 Tips for Opening a New Location

| Business Sense, Insurance | No Comments
Whether it’s your first expansion or one of many, here’s what to know before you grow.

Buying Life Insurance for the First Time? Then Read These 8 Tips

| Insurance, Life Sense | No Comments
Cut through the confusion of buying life insurance for the very first time.

5 Tips for Boarding the Bus Safely

| Car Sense, Insurance | No Comments
As the school year ramps up, don’t forget to talk to your kids about school bus safety.